Metropolitan Home Mortgage
a division of Infinite Financial Corporation

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Conforming fixed  to $417,000
30 year
5.000% 0+0
4.750% 0+1
Jumbo 
$417,000 - $650,000
30 yr
6.000% 0+0
5.750% 0+1

Rates are subject to change based upon current market conditions.

Types of transactions:
Purchase
Refinance
Cash-Out Home Equity
No Cost Refinance programs
Interim Construction
Commericial Development
Bridge Financing

Alll credit grades
From perfect to not-so-perfect credit.
We handle transactions for individuals in any credit situations.

Property types:
Primary residence, 2nd homes, investment, commercial.
Single Family detached, Duplex, 4 plex, 8 plex. spec land. Lots. Commercial investment. Income property Multi-Family. Ranches, land, etc.

Borrowers:
Individuals, Groups, Trusts, Corporations, etc.
 
30 YR conforming
6 MONTH LIBOR
5 YR 6 MONTH LIBOR
15 YR fixed
OPTION ARM

30 YR conforming
fixed rate conforming FNMA or FHLMC loans

Term: 30 years   Maximum Amount: $322,700
RatesPointsAPR
5.625%1%5.789%
5.875%0%5.947%

6 MONTH LIBOR
6 month LIBOR ARM interest only for 1st 5 years, 2% margin
Low start rate and effective rate, interest only payments for the first 5 years of the note, ammortized over the remaining 25 years of the note.

Term: 30 years   Maximum Amount: $1,000,000
RatesPointsAPR
6%1%5.914%
6.5%0%5.843%

5 YR 6 MONTH LIBOR
Locked for 1st 60 months interest only, 6 mo LIBOR with 2.250% margin, combined financing of 100% with SOME stated income products.

Term: 30 years   Maximum Amount: $1,000,000
RatesPointsAPR
5%1%4.418%
5.375%0%4.472%
 
payments are calculated based upon a 30 YR am, % only options are available

15 YR fixed
15 Year fixed rate conforming loan

Term: 15 years   Maximum Amount: $322,700
RatesPointsAPR
4.75%1%5.021%
5%0%5.118%

OPTION ARM

Negative Amortization products with 4 different payment options.

Term: 30 years   Maximum Amount: $4,000,000



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $2,500. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $650,000 with closing costs of $2,750. Your actual APR may be different depending upon these factors.

Purchase plus improvement loans available to $2,000,000.

Recently closed $3,750,000 refinance construction to permanent loan.  Stated income.