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| 30 YR conforming |
| 6 MONTH LIBOR |
| 5 YR 6 MONTH LIBOR |
| 15 YR fixed |
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30 YR conforming
fixed rate conforming FNMA or FHLMC loans
Term: 30 years
Maximum Amount: $322,700
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| Rates | APR | Points |
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| 5.625% | 5.789% | 1% | | 5.875% | 5.947% | 0% |
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6 MONTH LIBOR
6 month LIBOR ARM interest only for 1st 5 years, 2% margin
Low start rate and effective rate, interest only payments for the first 5 years of the note, ammortized over the remaining 25 years of the note.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
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| 6% | 5.914% | 1% | | 6.5% | 5.843% | 0% |
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5 YR 6 MONTH LIBOR
Locked for 1st 60 months interest only, 6 mo LIBOR with 2.250% margin, combined financing of 100% with SOME stated income products.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
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| 5% | 4.418% | 1% | | 5.375% | 4.472% | 0% |
| | | payments are calculated based upon a 30 YR am, % only options are available |
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15 YR fixed
15 Year fixed rate conforming loan
Term: 15 years
Maximum Amount: $322,700
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| Rates | APR | Points |
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| 4.75% | 5.021% | 1% | | 5% | 5.118% | 0% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $2,500. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $650,000 with closing costs of $2,750. Your actual APR may be different depending upon these factors.
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